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Your income is a significant factor in personal bankruptcy cases. If it’s too high, you won’t be able to use Chapter 7 (liquidation) to discharge your debts and obligations unless your living expenses are high too. The concepts are simple, but how this may work for you may not be. There is no “one size […]

There are several types of bankruptcy protections in the chapters of US bankruptcy law. They apply to different situations and parties. To get the most benefit from filing for bankruptcy, choose the one that best fits you, your family, or your business. Can the right bankruptcy help you get better control of your finances? The […]

This is one of the main issues that keeps people from considering bankruptcy. They worry that it automatically means losing their home, vehicle, and other assets they need to live. But don’t worry! Almost everyone who files for bankruptcy is allowed to keep their home, their car, and their personal possessions! Learn more about what […]

One topic that comes up again and again when discussing bankruptcy is the idea of student loan discharge. It is important to know that student loans will never be automatically discharged during bankruptcy. However, that doesn’t mean that you can’t discharge them at all.  It’s just complicated. In order to discharge student loans, you need […]

When you decide to file bankruptcy, it’s important to think about your long-term goals and plans. It’s not just about discharging your debt—you must also think about how your bankruptcy will affect you in the years to come. Each type of bankruptcy has different reporting requirements, and knowing what to expect can help you plan […]